Perhaps the most interesting part of the article:

  • Flying Squid@lemmy.world
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    3 months ago

    Speaking of the Palisades fire, I’m not sure if anyone has looked into this yet, but they probably should:

  • glimse@lemmy.world
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    3 months ago

    Insurance companies are scummy but the headline phrasing makes it seem like they JUST canceled the policies…but no, it was 6 months ago.

    As much as I want to hate them for it, can you really blame them? Insurance operates under the measured assumption that most people won’t have to use it for some major. When wildfires become probable, it’s almost guaranteed to cost them exponentially more than homeowners paid in premiums.

    Even if insurance cost $50,000/year, it would take several years of payments to cover the payout. And California has wildfires yearly.

  • Cyrus Draegur@lemm.ee
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    3 months ago

    When your insurance drops your coverage, that’s your cue to GET THE FUCK OUT BEFORE YOU HAVE YET LOST EVERYTHING.

    Those actuarial tables are designed from the ground up and refined over literally decades (up to around a century in some cases) to predict risk and while they’re not always perfectly accurate they are clearly ENOUGH so that they have made it possible for insurers to remain profitable.

    IF THEY KNOW ANYTHING THAT YOU DON’T, THEY ARE DEFINITELY ACTING ON IT.

    I know you can’t literally just drop everything, or fit absolutely everything that matters to you in your car in a pinch, but you WILL be better off if you’ve packed up and prepped for transport as many as possible of the things that would hurt you and/or inconvenience you the most to leave behind.

    So for those of you who haven’t already experienced total loss, learn from this. Prepare yourselves. The people displaced by this will strain many other extant failure points in our society. Shit is about to get MUCH, MUCH WORSE.

    • krashmo@lemmy.world
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      3 months ago

      The warning bell rang decades ago and we’re still ignoring it. There is no escaping or planning around what is to come. It doesn’t matter if you move somewhere less impacted by climate change. Those places can’t support anywhere close to the amount of people that will need to live there. We’ll ruin those places fighting over what scraps remain until there’s nowhere left to go.

      • SoJB@lemmy.ml
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        3 months ago

        The entire world basically just tried to ignore COVID and kept burying the bodies hoping everyone would stop caring. (BTW, excess death statistics are still horrifically higher than pre-2019 levels across the world)

        Long COVID is a literal debilitating lifelong mental and physical disability but everyone has it now so we just don’t care.

        It’s simple. The bourgeois must be eliminated or humanity dies.