When did you exit your positions and when do you plan to reenter?

I never had positions to exit. Was on the struggle bus financially for a long time and even had to declare bankruptcy back in 2013.

I started making more money and finally being able to really save and invest in late 2020/early 2021 but with Covid and everything being all crazy I wasn’t sure of the market as I’ve had no prior investing experience and didn’t even have a 401k. So I started aggressively paying down remaining debts and saving instead.

Currently my only debt is my mortgage, which I should be able to fully pay off (well ahead of amortization) in the next five years or so, and I’m currently living well below my means to save for retirement. Currently I have probably 18 months to two years of expenses in the HYSA.

I was planning to begin investing and putting funds in 401k or a Roth IRA this year, but Trump happened and I’m as lost as ever. I prefer the safe bet of the saving yield right now to potentially losing a ton of money, seeing as the markets are just falling everyday from what I can see.

250k is not a very big nest egg for retirement.

No, but you can have multiple accounts and each is insured up to the FDIC limit.

At this point I think I have more like 18 months to 2 years in my HYSA right now. I aggressively paid down my debts and as of January this year my mortgage is the only one left, but I didn’t start having enough to seriously invest until the last few years (maybe 2020 or 2021) and I’ve been aggressively saving since while I figure out where to put the money longer term.

On the bright side, I’m making so much more than I spend that it’s likely I’ll have my 30 year mortgage (27 years remaining) paid off inside of 5 years while still being able to continue saving, and paying the mortgage off will accelerate my retirement options.

I have to admit, I don’t know that it’s the best option, but all my funds are currently in a HYSA.

Not as high return as the market under normal circumstances, but it’s liquid, and it’s been relatively safe at between 3.5% and 4.25% the last several years, and the times we live in are anything but normal.

That’s great. So… what exactly was accomplished?

I think there’s a difference between people who voted republican (conservatives) who legitimately believed a lie or just saw what they wanted to see(single issue voters) and MAGA who knew it was a lie and deeply corrupt.

I honestly don’t think we should differentiate. Republican leadership in the house and senate have done nothing to stand against Trump and MAGA, and have completely facilitated this mess. Differentiating between “MAGA” and “Republicans” just gives them an out later. MAGA is Republican, and Republicans are MAGA, at least at the policy level.

The Republican party needs a dramatic shift away from utterly insane and corrupt politics and behavior, and that’s only going to happen with a heavy amount of pressure from their base and elsewhere. They don’t deserve leniency in this.

You’ll have to pry my 70% and 75% keyboards from my cold dead hands. Smaller keyboards are much more ergonomic if you need to also regularly use the mouse.

Bear in mind that in the early years of the USA, the vice president was generally the person who was running against the sitting President for the seat. It was another built in check to power, though unfortunately not codified. The idea of just picking a VP candidate came much later.

Trusting Trump is like trusting a rapist to treat you right.

FTFY.

Should be up on manslaughter charges. What the hell man.

“Who is behind it? Who is funding it? Is there a link with Democrat-leaning NGOs [non-governmental organizations]?” Greene wrote Wednesday on X, hinting at some kind of nefarious conspiracy.

Have you considering the 2 million or so federal workers who were fired thanks to DOGE with Musks face plastered all over it? Pretty big axe to grind there.

Fucking jackasses.

Nah, this isn’t true. I’m a Coloradan and registered independent. I generally vote blue, and am very socially liberal and a big believer in safety nets and social programs, providing a floor, and I’m a proponent for the idea of a national basic income, universal healthcare, and free or subsidized education. I just don’t feel that the Democrats have actually represented me or my interests in a very long time. I was originally a registered democrat, but have been a registered independent now for well over a decade.

If we had an actual progressive party that would be something, but this milquetoast middle-of-the-road Democratic party we have today is essentially the Republican party of my youth. The dems are very conservative these days, and only left-seeming because the Republicans have continually shifted toward insane alt-right extremism since the mid/late 2000s.

I did worse than comment, I upvoted. I’ll leave my badge and fire flower on the desk on my way out.

You are now banned from Reddit.

Exactly this. That’s not even a lot really. Less than one egg per day, or a single meal of eggs (assuming 3 eggs) twice a week.

The big issue is the price hike of a previously cheap meal and protein source.

It’s weird all the anti-egg stuff in this thread, it’s not about the eggs per se. Various beans have gone up in price in recent years, various meats are much more expensive than they were prior to the pandemic, and in recent years now eggs have gone way up.

For people on tight budgets, it’s brutal. What do you do when there are no more cheap meals you can make to maintain your budget? Then you have to make cuts elsewhere, if that’s even possible.

I make low six figures now and keep my costs low, but in recent years even I’ve started bulk shopping via Sam’s Club to save money because going to the normal supermarket has me paying $500 a trip for two weeks of food for just me and my wife, and that didn’t include small supplemental trips.

Going bulk and being selective has cut that down to $600-$700 every 5+ weeks. But poor folks on tight budgets generally can’t throw that much on a single trip and will get nickel and dimed by this crap. I’ve been there; being poor is fucking expensive, and there’s a lot of shit in place to keep you that way.

You’re making a mountain out of a molehill, the recommendations are really not that different unless you’re severely underweight or overweight. US recommendation is definitely higher, but it’s commonly misunderstood because the recommendation is 0.8g of protein per pound of lean body weight (muscle mass), not full weight.

EFSA and the WHO recommend .66g of protein to full body weight, or PRI of .83g per kg full weight, and note that intake of up to double the PRI is acceptable and safe.

Doing the math, my PRI intake would be 74g of protein (and up to double that considered safe), while my US recommendation would be 116. Yes it’s more, but not by that much. On average I probably actually take in between 90g and 115g of protein a day, give or take a bit.

Not to mention, with lifestyle related items, I’m fine with my higher intake, and it has nothing to do with being American.

• As a well controlled T2 Diabetic, I take in a much lower amount of carbs than the average person to maintain good glucose levels. This means supplementing with fiber options, avoiding simple sugars and carbs, mostly avoiding pastas and rice (or keeping them to a minimum at least), and my general intake of proteins and fats are higher to make up my daily nutritional requirements. It’s literally necessary for my health and TDEE. Most people get the bulk of their daily calories from carbohydrates, and I can’t do that.

Regarding the exercise, example from today:

• 30 minutes walking on treadmill at 2.4 MPH to warm up
• 45 minutes intense weight training, including free weights, kettlebells, dead hangs, etc.
• This is a regular routine for me 3 - 4x weekly

As someone who works out frequently both cardio and weightlifting, I want that protein to maintain and grow muscle mass, as this is one of the ways I control my glucose levels and it has a dramatic effect. Exercise is my main way of managing my sugar levels, along with a low dose of metformin XR daily. See:

• https://pmc.ncbi.nlm.nih.gov/articles/PMC3005844/
• https://pmc.ncbi.nlm.nih.gov/articles/PMC5872716/

I’m not a scientist and I always mix up whether it’s glycolysis or glycogenesis, but basically, glycogen reuptake to the muscles is good for muscle repair and carrying the glucose out of the bloodstream to more active storage in the muscles is good for me.

And to finalize, I’m not obsessed with eggs either. I have no qualms getting protein from any decent source including:

• various beans (soy, red kidney, occasionally pinto, red and green lentils, etc.)
• tofu
• peas
• chicken
• turkey
• soy and whey supplements when needed
• edamame (though this is hard to find in my area)
• pork
• beef
• salmon
• peanut butter (as long as the ingredients are only peanuts, or peanuts and salt)
• cashews
• roasted peanuts
• cottage cheese

etc.

Eggs are certainly a part of the diet, but I can work around that if needed.

Like, really, pick a lane.

My lane is “glad I’m not you.” That’s a blessing.

I hope everyone you meet is as pleasant as you are.

This may shock you, but I’ve been managing this since I was 30, got into health and fitness. Now in my 40s and regularly maintain an A1c between 5.5 and 6.2.

I’m healthy and fit. I work out 3-4 times weekly with weights and recently kettlebells, and I have a walking treadmill I use intermittently while working, as well as an Airbike for cardio. I eat healthy and low carb and have curbed the behaviors that triggered my condition and have maintained this over a decade.

Fuck you for judging. I have a life long condition I have to manage. I did not give up on managing it and Diabetes won’t be what kills me.

Do you exercise at all? Recommendation is minimum 0.8g of protein per pound of lean muscle mass. If you’re twig thin and unfit, sure, you don’t need much. For me it means at least 116g of protein daily.

It’s not addiction, it’s tracking my macros and living as healthy a life as possible.

Nothing wrong with that, tofu is great. Especially fried. 🤤

Unfortunately I’ve tried going that route and for a good six months I mostly ate beans and stews and more vegetarian/vegan friendly meals with less or no meat as an experiment and all that happened was lower energy levels, regular exhaustion, the need to supplement more vitamins than I already do, and my glucose levels spiking higher and more frequently. Wasn’t good for me (though tofu is still great, IMO).