• teawrecks@sopuli.xyz
    link
    fedilink
    arrow-up
    0
    ·
    5 months ago

    Excluding mortage, the montly cost of owning my house is 275€ which includes water and electricity.

    That’s also excluding regular maintenance or emergency repairs that a landlord would be (often reluctantly) responsible for. It is also possible to do big, expensive, necessary renovations on a house and have it hardly affect the value at all.

    • trashgirlfriend@lemmy.world
      link
      fedilink
      arrow-up
      0
      ·
      5 months ago

      It is also possible to do big, expensive, necessary renovations on a house and have it hardly affect the value at all.

      Isn’t this kind of irrelevant unless you’re a house flipper? If you own a house and make renovations to it, it is because you find some practical value in it.

      • Ajen@sh.itjust.works
        link
        fedilink
        arrow-up
        0
        arrow-down
        1
        ·
        5 months ago

        No, increasing the value of your home is one way to get out of PMI payments. And it also helps if you get a reverse mortgage.